Born group 'Affected by the mortgage'

About 70 people have formed a group called Barcelona 'Affected by the mortgage' to shed light on the ceiling and dramatic situation of thousands of families who can not afford the mortgage and denounce the abuses of the banks.

According to

Efe said a spokesman for the group, which is supported by groups working for the right to housing as a 'V for Housing', and the group round of lawyers, "with this initiative want to urge banks to negotiate and take responsibility in this situation. " [Feature: Being reliable is not enough to renegotiate]

Believe that banks have created the problem because they convinced people to become mortgage, and also overstated the floors so they are larger. The same sources have reported that "now that the housing bubble has exploded and has lowered the price of housing, banks did not assume their share of blame, but who want to pay the debts were overstated prices of the flats."

They added that the real estate crisis and unemployment can not cope with the mortgage payments and also Euribor rises have increased the debts of many families. "Those that have another reference rate, which has not fallen, they are even in a situation of greater helplessness." And that, ultimately, give them a break of 170 euros per month.

This group finds it intolerable that the banks do what they want

This group finds it intolerable that the banks do what they want and that "the government does not tolerate this and regulate abusive practices by banks and also help with funding and public money." On the proposal raised by the government to families mortgaged, a moratorium of two years, reported that "only an aid to banks because they can voluntarily invoke this measure, as users can not."

Also point out that in the absence of government solutions, "for a change of policy and governing that in payment, so that, as in the U.S. and other countries, if the house is returned to the bank, debt is liquidated. "

They have remembered that in Spain this is not happening because "the bank returns to the house to surrender charge, and if, as now, prices are less than two years ago, the bank continues to demand the difference as debt" so that people who have lost their house still in debt of 50,000 and 60,000 euros.

Also ask to be put in place the initiative of the Basque Government, whereby the administration to force banks to waive a portion of the debt so that you can buy the houses mortgaged at a lower price, and turn them into a public park, social rental housing. With this approach, people are no longer mortgaged owners but can continue living at home in rental system.

try to avoid evictions' because there are thousands of families who are entering a stage of foreclosure '

One of the urgent issues where going to work 'Affected by the mortgage "is to prevent evictions," because there are thousands of families who are entering a stage of foreclosure and could lose the house in the coming months " .

This group believes that a country like Spain where there are thousands of empty apartments, "can not accept that people are left in the street." In addition to mobilizing to prevent evictions, do not preclude "urging people to stop paying the mortgage share a month, on a massive scale, and that the amounts deposited in a notary to force the banks to negotiate."